RELATING TO FINANCIAL INSTITUTIONS. Report Title: Financial Institutions; Hawaii Banks; Powers; Fees Description: Replaces individual fees for Hawaii banks and nondepositories for specific regulatory items with one assessment. Increases and clarifies bank powers. Clarifies the authority of the Commissioner of Financial Institutions. Effective 01/01/2112. (HD1) 2/11/2013 H Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with Representative(s) Fale, Hanohano voting aye with reservations; Representative(s) McDermott voting no (1) and Representative(s) Cachola, Har, C. Lee, McKelvey, Takai, Thielen excused (6).